Penny Payment Solutions: The Payment Partner That Shows Up When It Matters Most
Running a business is tough enough—your payment system shouldn’t be one more thing to worry about. At Penny Payment Solutions, we go beyond just processing credit cards. We’re a merchant services and point-of-sale brokerage that prides itself on unmatched customer support, industry expertise, and a human-first approach you can actually count on.
Whether you’re running a busy restaurant, a vape shop with loyal foot traffic, or a high-volume retail store, your business deserves more than generic tech support. You deserve a team that understands your world, speaks your language, and shows up—especially when things go wrong.
We Don’t Just Work With Businesses—We Work With People
Sure, we offer competitive pricing and cutting-edge POS systems. But what really sets us apart is how we treat our clients. We’re hands-on. We pick up the phone. We solve problems quickly and stay accountable.
At Penny Payment Solutions, customer service isn’t an afterthought—it’s what we’re built on.
We answer when you call—no long hold times or offshore call centers.
We respond fast, especially during your busiest hours.
We stay with you, not just through setup, but for the long haul.
Because when your system crashes on a Friday night during the dinner rush, you don’t need a chatbot. You need someone who knows your setup, your business, and how to fix it—fast.
Fully Bilingual Support—Serving the Spanish-Speaking Business Community
One of the things we’re most proud of is our ability to support Spanish-speaking business owners and teams. Communication is key in this industry, and too often, service providers fall short when it comes to language accessibility.
At Penny Payment Solutions:
✅ We speak Spanish fluently—in-house, not outsourced.
✅ We can walk you through everything from setup to troubleshooting in your language.
✅ We make contracts, training, and tech support easy to understand—no language barriers.
This gives our clients real peace of mind, especially for business owners who prefer to operate in Spanish. We’re proud to say we can serve that community better than most, and we’re committed to helping Latino-owned businesses thrive.
Our Core Industries: Restaurants, Vape Shops, and Retail
We’re not a “one-size-fits-all” kind of provider. We’ve spent years getting to know the specific needs of the industries we serve best.
🥘 Restaurants
Speed, accuracy, and uptime are everything. Whether you’re running a quick-service taco spot or a full-service restaurant, we have POS solutions that can handle it all:
Tableside ordering and payments
Tip splitting and employee tracking
Online ordering and delivery integration
Real-time inventory alerts
We help restaurants reduce errors, turn tables faster, and keep things moving—even when it’s slammed.
💨 Vape Shops
Vape shops face unique challenges: compliance, inventory, and age verification, just to name a few. Our systems are built for:
Fast checkout with barcode scanning
Built-in age verification tools
Inventory and supplier tracking
Loyalty program support
Your customers are loyal—we help you keep them that way.
🛍️ Retail Stores
From boutique clothing to convenience stores, our retail clients need tools that scale with them. We offer:
Smart inventory systems
Sales performance tracking
Secure contactless and mobile payment options
Multi-location management
We help retail businesses stay organized, grow smarter, and never miss a sale.
Transparent Pricing That Makes Sense
Let’s talk money—because we know it matters. You’ll find our pricing is not only competitive, it’s fair and honest. No fine print. No surprise rate hikes.
✔ Interchange-plus pricing
✔ Month-to-month contracts available
✔ Equipment cost is negotiable
✔ We explain every fee, clearly
We believe you should stay with us because you’re happy—not because you’re locked into a tricky contract.
When Your System Goes Down, We Show Up
Here’s the truth: every payment provider sounds great—until there’s a problem. What really separates us is how we respond when the system crashes or the register won’t connect.
We’re built for high-pressure support:
Instant phone and remote support
Emergency on-site troubleshooting (where applicable)
System backups and fail-safes to keep you running
We’ve literally helped clients stay open during their busiest nights, when other providers would have left them hanging. We don’t believe in excuses. We believe in showing up.
Why Businesses Trust Penny Payment Solutions
We’re not just a vendor—we’re your partner. Here's why clients stick with us:
🔧 Hands-on onboarding & support
🌐 Bilingual (English/Spanish) service
💡 Specialized industry knowledge
💰 Transparent pricing & no games
⚡ Rapid response when issues come up
🤝 Real relationships with real people
Whether you're switching from another processor or starting from scratch, we make the transition smooth—and actually enjoyable.
Let’s Talk
If you're looking for a payment partner who understands your business, speaks your language, and picks up the phone when it matters—Penny Payment Solutions is your team.
📞 Ready to chat? Contact us for a free consultation.
We’ll walk you through your options, show you how we can save you money, and—most importantly—earn your trust.
About Penny Payment Solutions
Penny Payment Solutions is a full-service merchant services and POS brokerage firm proudly serving restaurants, vape shops, and retail stores across the U.S. We’re committed to customer service, transparency, and providing bilingual support for English and Spanish-speaking business owners.